Got a UK Business Bank Account?
No Win No Fee! You could be moments away from getting £1000’s back
- Consumers have recently reclaimed thousands in unfair bank charges, however, all of this is on hold and awaiting a judgement to decide if bank charges are legal or not. The judgement is due shortly by Justice Andrew Smith, however, this does not affect small businesses.
- Small business owners are urged to claim bank charges back from their banks now! because where it's decided bank charges are illegal, there will be a lengthy delay in any refunds due to the huge demand from both consumers and small businesses in demanding refunds.
- Claim now and you can expect a swift response. However, leave it until the judgement is made by Justice Andrew Smith and you could be waiting a long time!
- It only takes 2 minutes to sign up and Empire Claims will take care of all the hassle in dealing with large UK financial institutions! All you need to do is sit back and wait for your refund. Track your claim online 24/7
- Empire Claims specialise in Bank charges and offer a NO WIN - NO FEE service. If you case needs to go to court we will simply manage the process on your behalf all at our expense! So you’ve got absolutely nothing to lose!
What are bank charges costing you?
- Recent research suggests banks have been increasing charges to businesses over the past number of years which has contributed to banks recording their highest ever profits last year.
Most small businesses would probably be staggered to find out how much has been taken from them unlawfully for both and unauthorised overdraft. “Charges can range from £4 to £40 per day or up to £30 per debit, a potentially costly mistake for any business to make,” said Lee Tillcock from Business Moneyfacts.
- Empire Claims can claim back up to 6 years of charges with interest. You could be moments away from getting £1000’s back!
So what exactly are Bank Charges?
- Business accounts are different to consumer regulations because they are covered by what is known as ‘Common Law’
- When a person opens a bank account or takes out a credit card they enter into a contract. Bank charges for going overdrawn or for bounced cheques are the equivalent of a charge for breach of contract because you agreed to stay within the limit.
- Common law is quite clear and enshrined in 100 year old cases where any charges must reflect actual costs incurred by the banks. It is commonly thought the maximum charge that could be justified is about £2.50 whereas the charges are commonly about £30 per incident.
Why use Empire Claims?
- Your Bank does not want to return your money and they have devised strategies of bullying and frustration. Banks will persuade you into accepting a lower amount or will use delaying tactics to ensure you eventually give up.
- Empire Claim is aware of these tactics and will stand up to your bank on your behalf. Empire Claims will give you the opportunity to settle amounts offered by your bank, however, as most bank offer significantly lower amount, we recommended you let us manage legal action on your behalf.
Can Empire Claims get my business bank charges back?
- Empire Claims can reclaim your bank charges where your turnover is less than £1 million