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Refer a friend terms and conditions
1. A Qualified Referral is defined as the first successful claim made through the www.empireclaims.co.uk site (the "Site") by a person (a "Referred Customer") who has not previously used the Site and who arrives at the Site via another person's Refer-a-Friend Program link. Only one Qualified Referral can be earned for each Referred Customer. Any additional or subsequent claims made by a Referred Customer at the Site will not be Qualified Referrals.

2. Personal Links will be issued only to individuals. An individual must be registered at the Site to be issued a Personal Link, but the individual does not have to have made a claim from the Site. 

3. The individual who was issued a Personal Link by Empire Claims Limited (the “Company”) will be considered to be the "Referring Customer" for all Qualified Referrals made using that Personal Link, regardless of whether a Referred Customer obtained the Personal Link directly from the Referring Customer or from another source.

4. For each Qualified Referral, up to the annual maximum number of Qualified Referrals allowed, a Empire Claims cheque will be sent  to the Referring Customer within ten (10) days after payment has been received from the Referred Customer. Claims cancelled by the Referred Customer prior to completion or not paid for do not qualify.

5. A Referring Customer can earn Empire Claims cash for no more than fifty (50) Qualified Referrals per calendar year. 

6. Unless otherwise specifically stated by Empire Claims Limited, a Referred Customer may use any discounts or promotions associated with the Personal Email Link only for the Referred Customer's initial claim transaction. 

7. If a Referring Customer provides a Personal Link to another person by email, the email must be created and distributed in a personal manner that is appropriate and customary for communications with friends and family members. Bulk email distribution, distribution to strangers, or any other promotion of a Personal Link in a manner that would constitute or appear to constitute unsolicited commercial email or "spam" under any applicable law or regulation is expressly prohibited and will be grounds for immediate termination of the Referring Customer's account and deactivation of the Personal Link.

8. The amount of Empire Claims Limited Cash earned for Qualified Referrals is subject to change by Empire Claims Limited at any time without advance notice. 

9. Empire Claims cheques will expire 3 months from the date of issue.

10. Empire Claims cheques are not transferable.

12. Empire Claims cheques cannot be exchanged for cash.

13. The Empire Claims Refer-a-Friend program and all use of the Site are subject to the Site's "Terms of Use" and "Privacy & Security Policy", posted on the Site.

14. Empire Claims expressly reserves the right to close the account(s) of any Referring Customer and/or Referred Customer and to request proper payment if the Referring Customer and/or Referred Customer has made a claim with fraudulently obtained information or uses or attempts to use the Empire Claims Tell a Friend Link in breach of these Terms and Conditions or in violation of any statute or governmental regulation.

15. Empire Claims Limited reserves the right to cancel the Refer-a-Friend Program or to change these terms and conditions at any time in its sole discretion.

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Empire Claims Limited is regulated by the Ministry of Justice in respect of regulated claims management activities (Registration CRM7874) and it is recorded on the website www.claimsregulation.gov.uk. Empire Claims Limited is registered with the Information Commissioner's Office (Registration Z1095446) www.ico.gov.uk