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1.
The policy was added to the loan agreement without my knowledge.
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2.
I was just asked to tick the box on the credit agreement and nothing was explained to me.
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3.
I remember saying that I did not want to take out the policy.
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4.
I was told that I had to take out the insurance policy in order to get the loan.
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5.
I was sold a single premium policy and the whole cost of the insurance policy was not explained to me.
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6.
I felt I was being pushed and given the impression that I had to take out the insurance policy.
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7.
I was never given a copy of the policy or any documents explaining its terms and conditions.
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8.
I was not asked about pre-existing medical conditions that I suffer from.
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9.
I was not told that stress and back conditions are not covered under the policy.
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10.
I was not told that I could obtain similar insurance policies on the open market.
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11.
I was not asked whether I had existing suitable insurance cover.
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12.
I tried to cancel that policy but I was told I could not do so.
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13.
I was unemployed, worked less than 16 hours a week, or employed on a temporary or contract basis when I took out the policy
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14.
I was self employed when I started the policy
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15.
I was under 18 or over 65 when I started the policy
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