Payment Protection Insurance
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PPI

Ever had a loan, mortgage or store card?

Then you may be due a refund for mis-sold Payment Protection Insurance – an often expensive 'add on' to your loan which rarely pays out. You might not even know you have it.

Credit Card Charges
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Card

If you've gone beyond your agreed credit limit or made a late payment, your credit card company may have charged you as much as £30 each time.

This is excessive and unfair. We are experienced in reclaiming these charges plus interest. We can go back 6 years too!

Bank Charges
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Bank

Taking on a large retail bank isn't a job for the faint-hearted.

Don't give up yet! Our expert team know just what to do and they're happy to help you. Why not let us do the hard work for you? We'll take away the stress, handle the paperwork and strive to get all your money back. This may be difficult following the recent Supreme Court ruling!

Debt Problems
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Debt

In the UK there are a variety of Debt Solutions available. The option that you use will depend on your total debt, your personal circumstances, your job and your own personal preference.

Empire Claims aims takes away any confusion about the problems you are facing and give you the confidence to face your particular situation and to solve your debt problems.

Taking back whats yours

All too often the man in the street seems to be getting ripped off in one aspect or another financially. But the time has come to put a stop to it once and for all and the first place to start is with Payment Protection Insurance. We at Empire Claims are here to show you how.

Financial Expert

We are one of the UK's leading independent financial recovery experts and have over the years had great success in reclaiming thousands of pounds for thousands of customers in our No Win, No Fee scheme.

There are not many of us who know our way around the process of proceeding to Payment Protection Insurance or the like, taking the bank on head on. You no longer have to worry; Empire Claims is here to save the day!

Let's take bank charges. We will reclaim bank charges; put the pounds bank in your pocket, if you have been unfairly charged.

Long ago it became common practice for big banking institutions to charge excessive bank charges when customers go beyond their overdraft limits. Too many people are being caught unknowingly and paying excessive amounts in penalty bank charges. These bank charges are unlawful. But at Empire Claims we are knowledgeable so we can make your bank play fair bank and reclaim bank charges for you.

To reclaim bank charges is as easy as one, two, and three if you have us on your side. When you reclaim bank charges we offer you a highly confidential service because we understand that each person's financial business is extremely private. So if you want to reclaim bank charges on overcharged bank charges, let's get started now and get that money bank in its rightful place!

Credit card charges fall into much the same category, with credit card companies taking advantage of people by charging huge charges of up to thirty five pounds for exceeding your credit card limit or making a late payment on it.

We can win these credit card charges plus interest back for you. Since 2007 we have helped thousands of people reclaim their credit card charges, so why shouldn't you be on the winning side too? Consumer law in the UK clearly defines that credit card companies can only charge a fee that covers the costs of a late payment or credit card charges on amounts exceeding your card limit.

They can't fine you or charge you credit card charges that are over and above this stipulated cost. At Empire Claims we have experts who know exactly how to go about dealing with credit card charges.

PPI (payment protection insurance) is when you take out a loan and your lender talks you into taking out loan insurance in case you can't make future repayments. In our experience PPI has proved to often fall short of its expectations due to mis-sold PPI policies when you need it most. It is also an expensive cover but due to much fine print can often fall useless for you on your PPI.

Millions of PPI policies are sold all the time, but many are mis-sold PPI policies to the extent that many people don't even know they have been sold PPI

Backing us on this information on mis-sold PPI policies is the Office of Fair Trading, the Financial Services Authority, and the Citizen's Advice Bureau.

So many people have and are being caught daily with mis-sold PPI cover instead of the legitimate PPI. The legitimate PPI cover is fair, but a mis-sold PPI cover is costing you a lot of money.

Empire Claims have both the knowledge and professionalism to reclaim your PPI charges! To reclaim PPI is also done on a No Win, No Fee basis so if you plan to reclaim PPI you're in a win-win situation!

Our experience in the field makes the reclaim PPI process quick and stress free for you. By using us for a reclaim PPI you may have you'll be making the best decision of your life.